FINANCING PROGRAMS FOR

PRIVATE AIRCRAFT

Elite Aviation Finance Solutions for High-Net-Worth Individuals and Businesses

When it comes to private aviation, owning an aircraft is more than a status symbol—it’s a strategic business tool and lifestyle asset. At Christian Penner’s firm, we specialize in offering private aircraft financing solutions that cater to the sophisticated needs of executives, entrepreneurs, corporations, and luxury travelers in West Palm Beach, Florida , and across the U.S.

Whether you're considering fractional jet ownership, acquiring your first aircraft, or upgrading your existing fleet, we offer flexible, structured financing solutions that align with your financial goals and lifestyle requirements.

Tailored Private Aircraft Financing — Designed Around You

Private aircraft purchases aren't one-size-fits-all, which is why we offer flexible, personalized financing solutions. Whether you're buying a jet for business use, leisure travel, or charter operations, we help structure a loan that fits your unique financial goals and usage needs.

We Provide Financing For:

New & Pre-Owned Private Jets: We finance top-tier models from Gulfstream, Dassault Falcon, Bombardier, and Cessna—ideal for long-range and executive travel.
Turboprops & Executive Aircraft: Reliable and cost-efficient options like King Air, Pilatus, and Beechcraft, perfect for regional flights and business operations.
Luxury Helicopters: Financing available for premium helicopters from Bell, Airbus, Robinson, and Sikorsky—great for short-distance trips, urban mobility, or private transport.
Fractional Jet Shares: Access private aviation through fractional ownership with providers like NetJets, Flexjet, and PlaneSense—enjoy flight hours without full ownership costs.
Aircraft Refinance & Equity Release: Refinance your existing aircraft loan to get better terms or unlock liquidity from your aircraft’s value.
Aircraft Operating Leases & Charter Financing: Custom financing for charter operators or businesses looking to lease aircraft rather than buy.

Whether your goal is to reduce travel time, improve convenience, or enhance business mobility, we tailor every aircraft financing plan to preserve your cash flow, support your tax strategy, and grow with your long-term financial vision.

📝 Fractional Ownership Financing

For many clients, fractional jet ownership offers the perfect balance of access and affordability. With fractional shares ranging from 1/16 (approx. 50 hours) to 1/2 (400 hours) annually, you enjoy all the benefits of private flying without the responsibilities of full ownership.

We work with major providers to secure competitive financing on fractional shares—enabling you to:

• Fly on-demand with guaranteed aircraft availability

• Minimize maintenance and management burdens

• Lock in preferred hourly rates and flight hours

• Access shared fleets from top-tier operators

This option is particularly attractive for West Palm Beach-based executives who travel frequently but don’t require full-time aircraft access.

✈️ Full Aircraft Ownership Financing

✅ Loan-to-Value Ratios: 70% to 90%

✅ Loan Sizes: $1 million to $30+ million

✅ Terms: 5 to 7 years, with amortization up to 20 years

✅ Structures: Fixed or floating interest rates, balloon payments, interest-only options

✅ Asset-Based Underwriting: Based on the value of the aircraft, not just your credit score

✅ Cash Flow Lending: We evaluate your business or personal income to structure sustainable terms

🔍 Why Choose Us for Private Jet Financing in West Palm Beach?

West Palm Beach is home to a thriving business aviation scene. With close proximity to Palm Beach International Airport (PBI), executive hangars, and luxury service providers, many of our clients choose this area as their base of operations.

What sets us apart is our ability to blend deep financial expertise with real-world understanding of the private aviation industry. We don’t just offer loans—we offer solutions.

Our Core Strengths:

🧠 Industry Expertise: We understand aircraft values, depreciation schedules, and tax implications

🌐 Wide Lender Network: Access to institutional, private, and non-bank lenders

🔒 Confidential Consultations: Discreet service for VIP and UHNWI clients

🛫 Local Knowledge: We live and work in West Palm Beach—so you benefit from our regional insights

📜 Documentation Support: Appraisals, registration, insurance, lien checks, and title review

From charter operators to corporate flight departments, our team works hand-in-hand with aviation attorneys, aircraft brokers, and tax professionals to deliver a seamless, end-to-end financing experience.

💼 Business Aviation: Financing for Corporate Fleets

Are you a CEO or CFO exploring aviation for your business? Private aircraft financing can drastically improve operational efficiency, reduce travel time, and give your leadership team the flexibility they need to grow.

We help corporate clients:

• Finance multiple aircraft for regional and international use

• Lease aircraft to charter operators

• Upgrade to larger or longer-range jets

• Refinance existing aircraft at better terms

• Structure fleet ownership through LLCs, holding companies, or family offices

🌴 West Palm Beach: A Premier Hub for Private Aviation

With its elite clientele, strong financial base, and luxury infrastructure, West Palm Beach, FL is one of the most active private aviation markets in the country.

Our clients in Palm Beach County range from:

• Real estate developers and luxury homebuilders

• Healthcare professionals and practice owners

• International investors and snowbirds

• High-profile entrepreneurs and executives

• Retired professionals with active travel needs

Being local gives us a deep understanding of the West Palm Beach market, property laws, and aviation-friendly regulations in Florida.

📞 Ready to Take Flight?

Purchasing a private aircraft is a major investment—one that deserves expert planning and a trusted financing partner.

Whether you're looking for flexible fractional ownership financing, a structured loan for full private jet acquisition, or want to refinance your current aircraft, we are here to provide high-level service and results.

🌐 Website: christian penner

Let us help you elevate your travel experience with smart, sophisticated private aircraft financing solutions—backed by trusted expertise, personal service, and local insight.

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Product Disclosure Statement:

All loan applications are subject to underwriting guidelines, review, and final approval. This communication does not constitute an offer to lend, nor is it a commitment to lend. Not all applicants will qualify for the loan products offered. Loan terms, programs, conditions, and interest rates are subject to change without notice. Fees and costs associated with the loan are governed by applicable state and federal laws, including high-cost loan thresholds. Creditworthiness, income, and collateral are subject to comprehensive review and approval. Loan programs may require a minimum credit score or other specific eligibility criteria. Availability of products and services may vary by state, and certain products may not be offered in all states. Additional terms, conditions, and restrictions may apply. All transactions and equipment financing and leasing are offered through a Third-Party Originator (TPO). Specific products and programs may vary based on the finance company’s guidelines and policies. Equipment financing and leasing are offered by First American Equipment Finance, a subsidiary of City National Bank, and are subject to credit approval by, and documentation acceptable to, First American Equipment Finance.Christian Penner PA is a Licensed Realtor & Commercial Mortgage Broker, and Mortgage Loan Originator, NMLS# 368289.