EQUIPMENT FINANCING FOR PHARMACEUTICAL AND BIOTECH

Financing for Innovation

Strategic investment in facilities, research and development, and next-generation technologies is critical to

nurture innovation and accelerate the commercialization of new products.

We work to get up to 100% financing for everything from equipment to facility build-outs. With more than 25 years of experience, our tailored financing programs help optimize your tax liabilities, minimize balance sheet impact, and support you in remaining

productive and profitable.

Commonly Financed in Pharmaceutical and Biotech

Production and packaging equipment

Laboratory and sanitation equipment

Technology and software, including ERP and inventory management systems

Warehouse and storage equipment

Transportation equipment

Mixers, reactors, separators, catalysts, pumps and distillation columns

Benefits of Leasing

Conserve working capital
Tailor the lease structure to the expected life of the equipment
Spread payments over time
Mitigate obsolescence risk

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Product Disclosure Statement:

All loan applications are subject to underwriting guidelines, review, and final approval. This communication does not constitute an offer to lend, nor is it a commitment to lend. Not all applicants will qualify for the loan products offered. Loan terms, programs, conditions, and interest rates are subject to change without notice. Fees and costs associated with the loan are governed by applicable state and federal laws, including high-cost loan thresholds. Creditworthiness, income, and collateral are subject to comprehensive review and approval. Loan programs may require a minimum credit score or other specific eligibility criteria. Availability of products and services may vary by state, and certain products may not be offered in all states. Additional terms, conditions, and restrictions may apply. All transactions and equipment financing and leasing are offered through a Third-Party Originator (TPO). Specific products and programs may vary based on the finance company’s guidelines and policies. Equipment financing and leasing are offered by First American Equipment Finance, a subsidiary of City National Bank, and are subject to credit approval by, and documentation acceptable to, First American Equipment Finance.Christian Penner PA is a Licensed Realtor & Commercial Mortgage Broker, and Mortgage Loan Originator, NMLS# 368289.

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