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Specializes in All Types of Home Mortgage Loans like: VA – FHA – USDA – Fannie/Freddie – Reverse Mortgages – Jumbo Reverse Mortgages – Self Employed – Bank Statement Loans – Investor Loans – DCSR – Private Loans – Fix & Flip Loans – Owner Occupied & Investor Commercial Loans – No Ratio | No Income Primary Residence Loans & Jumbo & Super Jumbo loans
We have access to the best programs for first-time home buyers, second home buyers and investment buyers. We have special programs for first-time home buyers that can get you a IRS tax credit up $2,000 a year and/or up to $10,000 for a downpayment and/or closing costs. Find out right now what you are eligible for and click here or call us directly on our Mortgage Loan Approval Hotline at 561-316-6800.
Special Mortgage Benefits For
Military Members ᛫ Police Officers ᛫ Firefighters
EMTs ᛫ Nurses ᛫ Physician Assistants
No Lender Fees – a savings up to $1,590*
Can be used on VA, FHA, USDA and Conventional Loans
Dedicated service from a team of experts who understand the unique needs of our Heroes
Christian Penner and his Mortgage Team like to thank you and your family for your service.
We value all that you do to keep our country and communities safe and healthy.
You can find out in Minutes. Answer a few questions to get connected with a home loan specialist who can determine your eligibility.
Thank You For Your Service to our Country!
Thank You for your service to our country! let us give back to you and see if you qualify to convert your VA Loan to a reverse Mortgage Today and never have to a mortgage payment again.
Christian Penner Mortgage Broker West Palm Beach is a Broker Owner, President & Managing Member of America's Mortgage Solutions, Inc. Florida & Colorado who is also a Certified Mortgage Advisor (CMA) That Specializes in All Types of Home Mortgage Loans like: VA – FHA – USDA – Fannie/Freddie – Reverse Mortgages – Jumbo Reverse Mortgages – Self Employed – Bank Statement Loans – Investor Loans – DCSR – Private Loans – Fix & Flip Loans – Owner Occupied & Investor Commercial Loans – No Ratio | No Income Primary Residence Loans & Jumbo | Super Jumbo loans to $50M+
I am currently a Mortgage Broker in West Palm Beach, FL & Colorado, a Certified Mortgage Advisor in North Palm Beach, FL with America’s Mortgage Solutions, I have been in the Real Estate Lending Business since 1997. I graduated from the University of Florida, in 1996, with a BS Degree in Business Administration with a Double Major in Business Finance and Real Estate. I have also graduated from the Todd Duncan Mortgage Productivity School, and I am a Licensed Florida Mortgage Broker, NMLS#368289.
I have lived in North Palm Beach County Since 1976, after moving from Cleveland Ohio. I started working for a Norwest Financial, a Sales Finance Company right out of college providing personal consumer loans, Sales Financial Loans, and Mortgage Loans. I Maintained being a Top 10% Producer throughout my career with the company. I then transferred to Norwest Mortgage which later became Wells Fargo Home Mortgage. Do to my success with Wells Fargo Home Mortgage, I opened and Managed a Wells Fargo Branch office, in Jupiter FL until 2004. Since then I have been a Producing Branch Manager for a few different companies and Banks. Today, I am the President and Managing Member of my own mortgage brokerage – America’s Mortgage Solutions.
About My Family
More important than my profession is my family. I originally met my wife when I was in the 6th grade, at a Church Youth Group, but we did not actually start a relationship until after we both graduated from College. We have been married since 2003 and we have two amazing children. My son is named after me and my daughter’s name is Brooke and they are a little over a year apart. I really enjoy spending time with them and my wife when I am not working. We all enjoy boating, Golf, going on vacations and enjoying time together at our house in the pool. I also try to stay involved when they are playing soccer, flag football, baseball and martial arts.
Our Goals For You
Our goal for you is to help you to minimize your tax liability and maximize your cash flow. In today's market a mortgage loan is more than ever a financial instrument that must be tied into your long and short term personal financial plan. This will allow you to create a debt strategy that will help you to build long term wealth for you and your family.
The Mortgage Team
We are privileged and Fortunate to have a very experienced Mortgage Team of Professionals that share the same vision. Our intention is to impress upon you the importance of making your mortgage a pivotal component to your overall financial planning strategy. Our goal is to custom fit you with the best overall financing package by, integrating the financing you select with your long and short-term financial and investment goals, which are coupled with your payment and equity objectives.
Throughout the process of your transaction you will be dealing with our entire team at various stages during the loan process. You quest for a new home loan begins with my Intake Team. They will be responsible for working closely from start to finish, answering questions and gathering all the necessary documents for Processing.
Our Processing Team are responsible for the Underwriting Stage, Loan Approval Stage, Cleared to Close Stage and the Closed Stage.
Our Team will stay in touch with you throughout the process, before, during and after your closing. As your Personal Loan Consultant, I will oversee every stage of the process. It is our goal to make the mortgage Loan Process the best part of your home buying experience you will ever have.
We want more then to just earn your business; we want to make you part of our family. Rest assured that with our "Client For Life" commitment, You will always be our #1 priority. We surely hope that you will refer us to all your friends, Family and co-workers!
For Business Partners
Christian works with several referral partners including Realtors, Real Estate Attorney’s, CPA’s, Financial Advisors, Insurance Professionals, Developers and Builders. He is a visionary and his goal is to facilitate and empower you to reach your Marketing & Business goals! I have incorporated multiple cutting edge sales strategies, for his Referral Partners, that include that include lead generation systems using Social Media Technology through Live Streaming using Facebook Live, FaceBook Messenger Bots, Facebook Ads, CRM's, Facebook Business Pages, Google + For Business, Google Adwords, , WordPress, Video Marketing, Webinars, Single Property Websites, Craig's List, Squeeze Pages, Blogging, Text to Voice Technology, QR Codes and Post Closing Marketing Campaigns with co-branding.
We with several referral partners including Realtors, Real Estate Attorney’s, CPA’s, Financial Advisors, Insurance Professionals, Developers and Builders. I am a visionary and my goal is to facilitate and empower you to reach your Marketing & Business goals! I have incorporated multiple cutting edge sales strategies, that include lead generation systems using Social Media Technology through Live Streaming using Facebook Live, FaceBook Messenger Bots, Facebook Ads, CRM's, Facebook Business Pages, Google + For Business, Google Adwords, , WordPress, Video Marketing, Webinars, Single Property Websites, Craig's List, Squeeze Pages, Blogging, Text to Voice Technology, QR Codes and Post Closing Marketing Campaigns with co-branding.
Christian and his team not only helped us purchase our beautiful home but a year later helped us refinance and save hundreds of dollars a month with no out-of-pocket costs for us! To Christian, Mary and the rest of the team: THANK YOU!!!!!
Knowledgeable and helpful. Christian's team got the job done and we closed on a great home and got a good rate.
Christian Penner is the best mortgage lender I have ever worked with. He really helped me out and he was able to get my mortgage closed on time! So If you are looking for a great mortgage team then you need to call Christian Penner!
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