EQUIPMENT LEASING & FINANCING
Improve free cash flow while increasing capital expenditures (CapEx) when you finance equipment, software and services with First American Equipment Finance (First American), an RBC / City National company.
The First American Experience
Simple, Customized Lease Agreements
Straightforward master lease agreements with customized payment structures and terms make financing easy.
Strength & Stability
First American is ranked as a top finance and leasing company by new business volume and net assets.
Premium Service
Every client has a dedicated project manager to provide step-by-step guidance while tailoring processes to align with client needs.
Easy-to-Use Online Tools
Our powerful cloud-based project management tool centralizes documentation, reporting and asset tracking.
Commonly Financed Equipment
Technology, software and networking
equipment
Expansions and renovations
Manufacturing and distribution equipment
Vehicles and transportation
Private aircraft
Healthcare and dental equipment
Energy-saving and sustainability upgrades
Products & Structures
Cash Reimbursement
Sale and leaseback structure provides
reimbursement for CapEx projects paid for
with cash in the past 12-24 months.
Fixed Purchase Lease
36- to 84-month term with fixed price purchase
option or option to renew.
Operating (FMV) Lease
36- to 60-month lease term with flexible end-
of-term options, including fair market value
purchase option.
Finance Lease
36- to 84-month lease term with nominal $1.00
purchase option.
TRAC Lease
36- to 84-month lease term for commercial motor
vehicles with fixed purchase option at end of term.
GET STARTED
For more information, contact your RBC Wealth Management financial advisor for a referral to First American.
Product Disclosure Statement:
All loan applications are subject to underwriting guidelines, review, and final approval. This communication does not constitute an offer to lend, nor is it a commitment to lend. Not all applicants will qualify for the loan products offered. Loan terms, programs, conditions, and interest rates are subject to change without notice. Fees and costs associated with the loan are governed by applicable state and federal laws, including high-cost loan thresholds. Creditworthiness, income, and collateral are subject to comprehensive review and approval. Loan programs may require a minimum credit score or other specific eligibility criteria. Availability of products and services may vary by state, and certain products may not be offered in all states. Additional terms, conditions, and restrictions may apply. All transactions and equipment financing and leasing are offered through a Third-Party Originator (TPO). Specific products and programs may vary based on the finance company’s guidelines and policies. Equipment financing and leasing are offered by First American Equipment Finance, a subsidiary of City National Bank, and are subject to credit approval by, and documentation acceptable to, First American Equipment Finance.Christian Penner PA is a Licensed Realtor & Commercial Mortgage Broker, and Mortgage Loan Originator, NMLS# 368289.
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