VA Home Loans

What Credit Score Do You Need for a Mortgage? According to data from the most recent Origination Insight Report by Ellie Mae, the average FICO® score on closed loans reached 753 in February. As [...]

Do I Really Need a 20% Down Payment to Buy a Home? Is the idea of saving for a down payment holding you back from buying a home right now? You may be eager to take advantage of [...]

Why This Summer Is the 2020 Real Estate Season With stay-at-home orders starting to gradually lift throughout parts of the country, data indicates homebuyers are jumping back into the market. [...]

Mortgage Crisis and Fed Unintended Consequences The Coronavirus Meltdown The current Coronavirus crisis is having a critical impact on the Mortgage Industry, which could potentially make the 2008 [...]

How Your Tax Refund Can Move You Toward Homeownership This Year If you’re looking to buy a home in 2020, have you thought about putting your tax refund toward a down payment? Homeownership may be [...]

Have You Budgeted for Closing Costs? Saving for a down payment is a key step in the homebuying process, and it’s not the only piece you need to include in your budget. Another factor that’s [...]

75 Years of VA Home Loan Benefits Today, on Veterans Day, we salute those who have served our country in war or peace, and we thank them for their sacrifice. This year marks the 75th anniversary [...]

Did You Know – Waiting Periods ……Waiting Periods After a Bankruptcy, Foreclosure, or Short Sale   Have you ever asked?   How long does a borrower need to wait after a Foreclosure, [...]

  HUD has announced that they are reducing the maximum LTV/CLTV percentages on Cash Out Refinances. HUD has announced that they are reducing the maximum LTV/CLTV percentages on Cash Out [...]

  How Much Do You Know About Down Payments? Whether you’ve owned a home before, or you’re ready to jump into homeownership for the first time, there are always a lot of questions swirling [...]