Conventional Loans

Buyers: Don’t Be Surprised by Closing Costs! Many homebuyers think that saving for their down payment is enough to buy the house of their dreams, but what about the closing costs that are [...]

75% of Renters Have Been Misinformed Recently, multiple headlines have been written asserting that homeownership is less affordable today than at any other time in the last decade. Though the [...]

Housing Is Still Affordable in the United States! Lately, there have been many headlines circulating about whether or not there is an “affordability issue forming in the housing market.” If you [...]

LENDER CREDIT PROGRAM: 3% of the loan paid by Christian Penner Mortgage Team 3% of the loan amount is paid by us at Christian Penner Mortgage Team a Division of Hamilton Group Funding, Inc. [...]

Rent or Buy: Either Way You’re Paying A Mortgage! There are some people who have not purchased homes because they are uncomfortable taking on the obligation of a mortgage. Everyone should [...]

Are You Thinking of Selling Your Home? Competition Is Coming! The number of building permits issued for single-family homes is the best indicator of how many newly built homes will rise over the [...]

Supply & Demand Will Determine Future Home Values Will home values continue to appreciate throughout 2018? The answer is simple: YES! – as long as there are more purchasers in the market than [...]

The Wave of Millennial Homebuyers Continues to Swell Many have written about the millennial generation and whether or not they, as a whole, believe in homeownership as a part of attaining their [...]

Are Lending Standards Propping Up Home Prices? Back in 2005, Federal Reserve Chairman Alan Greenspan described the dramatic increases in residential real estate values as a “froth in housing [...]

 West Palm Beach Adjustable-Rate Mortgages (ARMs) in the Doldrums If they follow the same path home loan applicants across the nation are choosing, most West Palm Beach mortgage applicants will [...]