Conventional Loans

15-Day Closing Guarantee? Really? Yes! 15-Day Closing Guarantee? Really? Yes! We underwrite our pre-approvals up-front so when you get a contract all we need are 3 things and you can make those [...]

  An FHA loan is a mortgage loan that is insured by the Federal Housing Administration (FHA). Essentially, the federal government insures loans for FHA-approved lenders in order to reduce [...]

  HUD has announced that they are reducing the maximum LTV/CLTV percentages on Cash Out Refinances. HUD has announced that they are reducing the maximum LTV/CLTV percentages on Cash Out [...]

  HARP Loan Can Keep Your Mortgage Afloat. The Home Affordable Refinance Program (HARP) is a federal program of the United States, set up by the Federal Housing Finance Agency in March 2009, [...]

  Buying a Home: Do You Know the Lingo? Some Highlights: Buying a home can be intimidating if you’re not familiar with the terms used throughout the process. To point you in the right [...]

  Busting the Myth About a Housing Affordability Crisis It seems you can’t find a headline with the term “housing affordability” without the word “crisis” attached to it. That’s because some [...]

  American Confidence in Housing at an All-Time High Fannie Mae just released the July edition of their Home Purchase Sentiment Index (HPSI). The HPSI takes information regarding consumers’ [...]

  Should I Refinance My Home? With the recent lower interest rates, many homeowners are wondering if they should refinance. To decide if refinancing is the best option for your family, start [...]

  What You Need to Know About Private Mortgage Insurance (PMI) Whether it is your first time or your fifth, it is always important to know all the facts when it comes to buying a home. With [...]

  Renting or Owning, What Is Better for You? In a real estate market where home prices are rising, many have begun to reexamine the idea of buying a home, choosing instead, to rent for a [...]