Conventional Loans

Home Equity: A Source of Strength for Homeowners Today Experts agree there’s no chance of a large-scale foreclosure crisis like we saw back in 2008, and that’s good news for the housing market. [...]

Home Is Where the Heart Is More than Ever This Year There’s no denying the financial benefits of homeownership, but what’s often overlooked are the feelings of gratitude, security, pride, and [...]

VA Loans: Helping Veterans Achieve Their Homeownership Dreams The purpose of Veterans Affairs (VA) home loans is to provide a pathway to homeownership for those who have sacrificed so much by [...]

NO INCOME DOC LOANS NOW AVAILABLE FOR PRIMARY AND SECONDARY HOMES!!!! Credit Underwritten Based Solely on Loan to Value, Credit score, and assets. Income Documentation NOT Required Income NOT [...]

Buying a Home Is Still Affordable The last year has put emphasis on the importance of one’s home. As a result, some renters are making the jump into homeownership while some homeowners are [...]

Should I Move or Refinance? The level of equity homeowners have is at an all-time high. According to the U.S. Census, over 38% of owner-occupied homes are owned free and clear, meaning they don’t [...]

Are Interest Rates Expected to Rise Over the Next Year? So far this year, mortgage rates continue to hover around 3%, encouraging many hopeful homebuyers to enter the housing market. However, [...]

What Credit Score Do You Need for a Mortgage? According to data from the most recent Origination Insight Report by Ellie Mae, the average FICO® score on closed loans reached 753 in February. As [...]

Mortgage Rates Hit Record Lows for Three Consecutive Weeks Over the past several weeks, Freddie Mac has reported the average 30-year fixed mortgage rate dropping to record lows, all the way down [...]

Should We Be Looking at Unemployment Numbers Differently? The New York Times recently ran an article regarding unemployment titled: Don’t Cheer Too Soon. Keep an Eye on the Core Jobless Rate. The [...]